Federal Deposit Insurance

The funds deposited in your America First Credit Union Accounts are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA). They insure your regular share accounts up to $100,000 (protection temporarily increased to $250,000 on all types of accounts until December 31, 2013) and your IRA account is separately insured up to $250,000.

This means your financial resources are backed by the full faith and credit of the United States government -- your money is secure with us!

To learn more about Share Insurance and how we are working with the NCUA to protect you, click here.

You're also welcome to use this insurance estimator to help you understand this program. Or you can download a PDF description of your share insurance coverage.

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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 3.99%*
Auto Variable 5 years 3.74%*
RV Variable 12 years 5.50%
Rates Effective July 01, 2010

*Rate is available on 2007 and newer autos. As low as 4.49% for autos 2006 and older.

Mortgage Rates
Type Rate APR
15 Year Fixed 4.125% 4.2277%
30 Year Fixed 4.625% 4.6846%
Rates Effective July 30, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 10 Yrs 5.99%
Home Equity No Fee First Mortgage 80% LTV Fixed 5 Yrs 4.99%
Rates Effective July 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective July 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 0.90%
30-35 Months 1.10%
36-47 Months 1.25%
48-59 Months 1.50%
60 Months 2.50%
Rates Effective July 28, 2010

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