Members ACCESS® Checking
Whether you're just getting into the stock market or you're already an experienced investor, you can enjoy the convenience and flexibility of an America First Members ACCESS Checking account.
America First and CUNA Mutual* have teamed up to offer you this convenient way to use your checking account to directly buy and sell stocks, mutual funds, or options.
With Members ACCESS Checking, you'll enjoy all the benefits of a traditional checking account, plus you'll get:
- A Higher Dividend Rate: It is possible to earn a higher rate on balances greater than $2000 (the regular checking account rate will still apply if your balance runs less than $2000).
- Access to a Range of Investment Products: With Members ACCESS, you'll also open a MEMBERS Brokerage Account**, which gives you the power to make almost any kind of investment trade, including stocks, mutual funds and options.
- A Checking Account that Acts Like a Money Market: Not only do you get a great rate on your balance, you can use your checking account to purchase investments.
Here's how your Members ACCESS Account will work:
- Open a MEMBERS Brokerage Account: Your brokerage account will give you access to scores of investment opportunities.
- Make an investment: When you're ready to purchase an investment or make a trade, money will be transferred directly from your Members ACCESS account to your MEMBERS Brokerage Account, from which the buy will be made.
- Collect proceeds: Whether you sell an investment or collect interest on investments you're holding, the money will be transferred directly to your Members ACCESS account. No more waiting for a check from the brokerage company.
- Be an active investor: A Members ACCESS account is not for a casual investor. If you don't make any transactions within a year, your account will be assessed an inactivity fee.
Visit your nearest branch and open a Members ACCESS checking account today!
* The MEMBERS Financial Services Program is a service of CUNA Brokerage Services, Inc., 5910 Mineral Point Road, Madison, WI 53705. Member NASD, SIPC. MEMBERS Financial Services representatives are also licensed insurance representatives of CUNA Mutual Life Insurance Company. The products offered through the MEMBERS Financial Services Program and through CUNA Brokerage Services, Inc. are 1) not insured by NCUSIF or any agency in your state or by the federal government, 2) not deposits, 3) not obligation of the credit union, 4) not guaranteed by the credit union or any affiliated entity, and 5) involve investment risks, including the possible loss of principal.
** Your MEMBERS Brokerage Account is offered by CUNA Brokerage Services, Inc. and is available through the MEMBERS Financial Services Program. Fees apply to this account. While your Members ACCESS account works in tandem with your Members Brokerage Account, the Members ACCESS Account is a product of America First Credit Union and is not an investment account or a product of CUNA Brokerage Services, Inc.
