Certificate Accounts
A Certificate Account is a smart way to save when you want your money to earn more and do not need access to your savings for a specific period of time. Because each Certificate is held for an exact number of months, it's a perfect choice when you want to save money for a future purchase or retirement.
With a Certificate Account, you get:
- Competitive Rates
- Bump, Laddering, and Early Access Options
- Automatic Renewal
- Dividends Paid into Savings, Checking, or Certificate Accounts
- NCUA Insured up to $100,000
Paying a higher Certificate Account interest rate than a basic savings account, America First Certificate Accounts are convenient and flexible. Make the most of the money you have worked so hard to earn with the best Certificate Account available.
Effective Date: 05/07/2008
| Description | APY | Dividend Rate | Minimum Opening Balance | Apply Online |
|---|---|---|---|---|
| 3-5 Months | 3.00% | 2.96% | $500.00 | |
| 6-11 Months | 3.20% | 3.15% | $500.00 | |
| 12-23 Months | 3.35% | 3.30% | $500.00 | |
| 24-29 Months | 3.40% | 3.35% | $500.00 | |
| 30-35 Months | 3.50% | 3.45% | $500.00 | |
| 36-47 Months | 3.60% | 3.54% | $500.00 | |
| 48-59 Months | 3.75% | 3.69% | $500.00 | |
| 60 Months | 4.00% | 3.93% | $500.00 | |
This calculator is solely for informational purposes and provides reasonably accurate results; the calculations are not intended to be relied upon as actual earnings computations.
