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Traditional IRA Accounts

Whether retirement is in your near future or still years away, it's always the right time to plan for retirement. And an America First Traditional IRA is an essential part of your plan.

Take advantage of the Traditional IRA benefits:

  • Earn tax-deferred, compound dividend on your money
  • IRA certificates with competitive rates
  • 2005: Deposit up to $4000 of earned income per year or $8000 per year for couples, If you are age 50 or older, deposit up to $4500 or $9000 per year for couples
  • 2006-2007: Deposit up to $4000 of earned income per year or $8000 per year for couples, If you are age 50 or older, deposit up to $5000 or $10000 per year for couples
  • Begin penalty-free withdrawals as early as age 59½
  • Continue tax-deferred deposits as late as age 70½
  • Take penalty-free early distributions for education or a first-time home purchase (you must still pay taxes on the money you withdraw)
  • Check with our Savings representatives at 801-827-8066 for further information about distribution and deductibility rules

Visit a local branch to Open a Traditional IRA Account today!
· Penalties may apply for early withdrawal.