Flexible Certificates

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With a Flexible Certificate Account you get the perfect blend of high rates and consistent access. The Flexible Certificate Account at America First Credit Union is a 12-month Certificate Account that allows you penalty free access to any or all of your money during the first 5 calendar days of each quarter.

  • High Yield
  • Minimum opening deposit $500
  • Automatic renewal option
  • Additional deposits up to $10,000 per month
  • Unlimited penalty free withdrawals quarterly
  • Total deposits in Flexible Certificates not to exceed $100,000 per account

Flexible Certificates Rating


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Savings Rates

Certificates Savings Checking
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 1.25%
30-35 Months 1.50%
36-47 Months 1.75%
48-59 Months 2.05%
60 Months 2.75%
Rates Effective March 10, 2010
Type APY
Share Savings 0.30%
Money Market
$0-$4,999.99		 0.30%
Money Market
$5,000.00-$9,999.99		 0.40%
Money Market
$10,000.00-$24,999.99		 0.50%
Money Market
$25,000.00-$49,999.99		 0.75%
Money Market
$50,000.00-$99,999.99		 0.80%
Money Market
$100,000.00-$249,999.99		 0.90%
Money Market
$250,000.00+		 1.00%
IRA Accumulator 0.80%
Rates Effective March 10, 2010
Type APY
Regular Checking 0.15%
Money Market Checking
$0-$1,999.99		 0.00%
Money Market Checking
$2,000.00-$9,999.99		 0.10%
Money Market Checking
$10,000.00-$24,999.99		 0.20%
Money Market Checking $25,000.00-$49,999.99 0.30%
Money Market Checking
$50,000.00-$99,999.99		 0.35%
Money Market Checking $100,000.00-$249,999.99 0.40%
Money Market Checking
$250,000.00+		 0.50%
Rates Effective March 10, 2010

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