Business Checking

Free

Being America First's most popular business account, our Free Business Checking is an ideal solution for most businesses. If your business generates fewer than 250 transactions per month, our Free Business Checking Account might be right for you. If your Free Business Checking Account registers more than 250 transactions in a month, it will be charged 15 cents for each transaction thereafter.

Analyzed

This account closely resembles your current America First account. Fees are 15 cents per written check, 15 cents per deposit, and 5 cents per check within each deposit. There is a monthly fee of $8. These fees can be offset with an earnings credit based on the amount of money in your account.

Money Market

This account is perfect for business owners that need access to high dollars within their checking account but still want the best market rates. No need to sweep money in and out; your money is already earning a great rate. Fees are 15 cents per written check, 15 cents per deposit, and 5 cents per check within each deposit. There is a monthly fee of $50.

Organizational

This account is for non-profit corporations and associations of members. With a Share Savings Account and an optional Money Market Savings, qualifying groups can take advantage of free checking up to 250 transactions and subsequent transactions are only .15 cents. There is no set up fee.

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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 5.24%
Auto Variable 5 years 4.49%
RV Fixed 10 years 7.00%
Rates Effective November 01, 2009
Mortgage Rates
Type Rate APR
15 Year Fixed 4.375% 4.4784%
30 Year Fixed 4.875% 4.9355%
Rates Effective November 20, 2009

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.75%
Rates Effective November 01, 2009

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25%
classic no annual fee Variable 10.50%
classic low rate Variable 9.50%
classic cash back Variable 12.15%
Rates Effective November 01, 2009
Certificate Rates
Type APY
12 Month Flexible 1.25%
3-5 Months 0.75%
6-11 Months 1.05%
12-23 Months 1.35%
24-29 Months 1.60%
30-35 Months 1.85%
36-47 Months 2.10%
48-59 Months 2.35%
60 Months 3.10%
Rates Effective November 18, 2009

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Business Rates