Free Business Checking

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Being America First's most popular business account, our Free Business Checking is an ideal solution for most businesses and includes:

  • 250 free transactions each month
  • Only $.15 for each transaction beyond 250
  • Perfect for low volume accounts
  • Access to Money Market Savings, Line of Credit, Business Visa, and convenient debit card access
  • Free online bill pay*

Transactions are defined as checks written or deposited, or deposit tickets.

* Business Bill Pay is FREE up to 15 payments per month. Accounts that exceed 15 payments during the month will be charged $1.00 for each additional payment. Accounts that are inactive for 90-days will be charged $9.95 monthly until Bill Pay status is active. For more information, please see our Rate and Fee schedule.

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Today's Rates

Type F/V Term APR
Auto Fixed 7 years 5.99%
Auto Fixed 7 years 5.99%
RV Variable 7 years 5.74%
Rates Effective March 01, 2010
Mortgage Rates
Type Rate APR
15 Year Fixed 4.25% 4.3531%
30 Year Fixed 5% 5.0609%
Rates Effective March 10, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.25%
Rates Effective March 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective March 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 1.25%
30-35 Months 1.50%
36-47 Months 1.75%
48-59 Months 2.05%
60 Months 2.75%
Rates Effective March 10, 2010

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Business Rates