SAVINGS

Business Savings Accounts

Share Savings

A Share Savings Account is part of every member's ownership in America First. It starts when you join, and you can deposit and withdraw money at any time.

Money Market Savings

Ideal for emergency accounts and short-term savings, our Money Market Savings Account pays a respectable dividend- and your money is available to you at any time.

An HSA or Health Savings Account is your employees' very own account that helps give them control over their healthcare costs. Since the account is theirs, they decide how they want to use the funds for qualified health expenditures. Unlike the FSA, the HSA is controlled by the employee so there will be less maintenance work for you and your company.

Dedicated Savings

If you know a large expense is in your future, a Dedicated Savings Account makes it easy to plan for it now. And when you agree to leave your money in the account for a specified time, you can earn a great rate.

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Savings Rates

Certificates Savings Checking

Type	APY
12 Month Flexible	0.65%
3-5 Months	0.25%
6-11 Months	0.40%
12-23 Months	0.75%
24-29 Months	0.90%
30-35 Months	1.10%
36-47 Months	1.25%
48-59 Months	1.50%
60 Months	2.50%
Rates Effective July 28, 2010

Type	APY
Share Savings	0.25%
Money Market $0-$4,999.99	0.25%
Money Market $5,000.00-$9,999.99	0.35%
Money Market $10,000.00-$24,999.99	0.45%
Money Market $25,000.00-$49,999.99	0.50%
Money Market $50,000.00-$99,999.99	0.60%
Money Market $100,000.00-$249,999.99	0.70%
Money Market $250,000.00+	0.75%
IRA Accumulator	0.60%
Rates Effective July 28, 2010

Type	APY
Regular Checking	0.15%
Money Market Checking $0-$1,999.99	0.00%
Money Market Checking $2,000.00-$9,999.99	0.10%
Money Market Checking $10,000.00-$24,999.99	0.20%
Money Market Checking $25,000.00-$49,999.99	0.30%
Money Market Checking $50,000.00-$99,999.99	0.30%
Money Market Checking $100,000.00-$249,999.99	0.40%
Money Market Checking $250,000.00+	0.40%
Rates Effective July 28, 2010