Business Acquisition / Franchise Loans

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Are you looking to purchase a franchise or buy your own independent business? America First has options for you.

  • Competitive terms, rates & fees
  • Franchise must be SBA-eligible **

Submit a business loan request today, visit your nearest branch or call 1-877-AFCUBIZ (1-877-232-8249) to get started.

** Additional analysis required.

Acquisition / Franchise Rating


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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 3.99%*
Auto Variable 5 years 3.74%*
RV Variable 12 years 5.50%
Rates Effective July 01, 2010

*Rate is available on 2007 and newer autos. As low as 4.49% for autos 2006 and older.

Mortgage Rates
Type Rate APR
15 Year Fixed 4.125% 4.2277%
30 Year Fixed 4.625% 4.6846%
Rates Effective July 30, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 10 Yrs 5.99%
Home Equity No Fee First Mortgage 80% LTV Fixed 5 Yrs 4.99%
Rates Effective July 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective July 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 0.90%
30-35 Months 1.10%
36-47 Months 1.25%
48-59 Months 1.50%
60 Months 2.50%
Rates Effective July 28, 2010

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