Non-Owner Occupied Real Estate

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Our professional, experienced representatives at America First Credit Union are committed to helping you find the loan that is right for your business and your budget.

Property:

  • Condominium/Office buildings
  • Warehouse/Industrial buildings
  • Apartment/Multi-resident housing
  • Retail buildings
  • Motels/hotels
  • Specialty property

Financing:

  • Flexible terms & conditions
  • Up to 25-year amortization
  • 10-year call, five-year rate adjustments
  • As little as 10% borrower cash down **
  • No prepayment penalties
  • Acquisition & construction financing available
  • Property type, loan type and strength of borrower(s) determine interest rate and terms

** For established businesses and non-specialty structures.

Submit a business loan request today, visit your nearest branch or call 1-877-AFCUBIZ (1-877-232-8249) to get started.

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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Variable 7 years 5.24%
Auto Fixed 7 years 5.99%
RV Variable 7 years 5.74%
Rates Effective March 01, 2010
Mortgage Rates
Type Rate APR
15 Year Fixed 4.375% 4.4784%
30 Year Fixed 5.125% 5.1864%
Rates Effective March 12, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.25%
Rates Effective March 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective March 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 1.25%
30-35 Months 1.50%
36-47 Months 1.75%
48-59 Months 2.05%
60 Months 2.75%
Rates Effective March 10, 2010

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