Owner Occupied Real Estate

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If your business is dependent on property, you can depend on America First to find you the Loan that fits your exacting commercial needs, whether or not you are looking at an owner-occupied scenario.

  • Competitive rates, terms & fees
  • Terms as long as 25 years
  • As little as 10% borrower cash down **
  • No prepayment penalties
  • 10-year call, five-year rate adjustments
  • Acquisition & construction financing available
  • Property type, loan type and strength of borrower(s) determine interest rate and terms

** For established businesses and non-specialty structures.

Submit a business loan request today, visit your nearest branch or call 1-877-AFCUBIZ (1-877-232-8249) to get started.

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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 7 years 5.99%
Auto Fixed 7 years 5.99%
RV Variable 7 years 5.74%
Rates Effective March 01, 2010
Mortgage Rates
Type Rate APR
15 Year Fixed 4.25% 4.3531%
30 Year Fixed 5% 5.0609%
Rates Effective March 10, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.25%
Rates Effective March 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective March 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 1.25%
30-35 Months 1.50%
36-47 Months 1.75%
48-59 Months 2.05%
60 Months 2.75%
Rates Effective March 10, 2010

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