Owner Occupied Real Estate

Not a Business member yet?
Open a business account today.

If your business is dependent on property, you can depend on America First to find you the Loan that fits your exacting commercial needs, whether or not you are looking at an owner-occupied scenario.

  • Competitive rates, terms & fees
  • Terms as long as 25 years
  • As little as 10% borrower cash down **
  • No prepayment penalties
  • 10-year call, five-year rate adjustments
  • Acquisition & construction financing available
  • Property type, loan type and strength of borrower(s) determine interest rate and terms

** For established businesses and non-specialty structures.

Submit a business loan request today, visit your nearest branch or call 1-877-AFCUBIZ (1-877-232-8249) to get started.

Rating


Find A Branch / ATM


Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 5.24%
Auto Variable 5 years 4.49%
RV Fixed 10 years 7.00%
Rates Effective November 01, 2009
Mortgage Rates
Type Rate APR
15 Year Fixed 4.375% 4.4784%
30 Year Fixed 5% 5.0609%
Rates Effective November 20, 2009

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.75%
Rates Effective November 01, 2009

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25%
classic no annual fee Variable 10.50%
classic low rate Variable 9.50%
classic cash back Variable 12.15%
Rates Effective November 01, 2009
Certificate Rates
Type APY
12 Month Flexible 1.25%
3-5 Months 0.75%
6-11 Months 1.05%
12-23 Months 1.35%
24-29 Months 1.60%
30-35 Months 1.85%
36-47 Months 2.10%
48-59 Months 2.35%
60 Months 3.10%
Rates Effective November 18, 2009

View More Rates