Business ACH Direct Deposit

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Access your America First Business ACH Direct Deposit Account by using a direct link into AFCU website.

Features

  • Provides you access to all of your employees payroll information.
  • A one time set up for each employee you have enrolled in the ACH direct deposit program.
  • Secure online access with added password protection (RSA Security token).

Fees

  • One time setup fee - $10.00
  • Per file fee - $2.50
  • Per transaction fee - $.09

Enrollment Procedures

To send an ACH Direct Deposit you will log in to the ACH website provided to you by America First Credit Union.

Once you have logged in, you have access to the quick edit screen which allows you to input payroll information for all of your employees.

You have 2 days to send the payroll file into the credit union for disbursement of funds that you can set up to go out on a weekly, bi-weekly, monthly or yearly basis.

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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 5.24%
Auto Variable 5 years 4.49%
RV Fixed 10 years 7.00%
Rates Effective November 01, 2009
Mortgage Rates
Type Rate APR
15 Year Fixed 4.375% 4.4784%
30 Year Fixed 5% 5.0609%
Rates Effective November 20, 2009

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.75%
Rates Effective November 01, 2009

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25%
classic no annual fee Variable 10.50%
classic low rate Variable 9.50%
classic cash back Variable 12.15%
Rates Effective November 01, 2009
Certificate Rates
Type APY
12 Month Flexible 1.25%
3-5 Months 0.75%
6-11 Months 1.05%
12-23 Months 1.35%
24-29 Months 1.60%
30-35 Months 1.85%
36-47 Months 2.10%
48-59 Months 2.35%
60 Months 3.10%
Rates Effective November 18, 2009

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