Mortgage Loans
Ready to buy or refinance a home? It's a big decision. America First is the lender you can trust to help you find the mortgage that best fits your financial goals.
Mortgage Options:
A traditional loan which maintains its original interest rate throughout its life.
Jumbo loans are for purchases which require a loan that's larger than the Fannie Mae conventional limit of $417,000.
ARMs are subject to rate adjustments later on, so the initial interest rate is set lower than standard fixed terms.
Unique loan options include government loans, lot loans, construction loans, and loans for first time home buyers.
- Quick Mortgage Rates
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Rates Effective 01/06/2009 2:32 PM Loan Type Rate APR 10 Year Fixed 4.6250% 4.7744% 15 Year Fixed 4.6250% 4.7292% 20 Year Fixed 5.0000% 5.0828% 30 Year Fixed 5.0000% 5.0609% - View all rates
Mortgage Benefits:
- Competitive interest rates
- .5% origination fee
- Helpful loan originators
- Local underwriting for fast approval
- Interest on escrow accounts
Rates and points shown are intended as mortgage market indicators only, are time-delayed, and may change without notice. Rates quoted are the lowest available and are based on the following: excellent credit, pertaining to an owner-occupied, single-family residence, and having a Loan-to-Value (LTV) ratio less than or equal to 80%.
Click here to view a personalized rate quote, as well as additional loan options.
Annual Percentage Rate (APR) calculations are based on a $100,000 loan, with an 80% LTV ratio and a down payment of 20%. This model's monthly payments would be $763.51 on a 30-year loan at an 8.5% fixed rate.
