Line-of-Credit Protection

Free Checking at America First comes complete with a host of benefits, one of the most important being the security of Line-of-Credit overdraft protection.

With this in place, you can rest easy if you have an unexpected expense or experience a financial emergency.

Your Line-of-Credit will cover charges beyond what you have available in Checking, we won't assess you costly overdraft fees, and your payments are more than reasonable: $25 or 3.5% of your balance.

We'll also provide you with a low interest rate and flexible terms, including a limit up to $15,000.

Plus, there's credit life and disability insurance available.

Effective Date: 07/01/2008

Description	APR as low as	Term	Type
LINE OF CREDIT	9.25%	Monthly Payment = 3.5% of balance	Variable

The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria.