Applying for Student Loans
Once you're enrolled in a federally accredited school, you can apply. Here's how:
- Complete a Free Application for Federal Student Aid (FAFSA) online at www.fafsa.ed.gov . You'll see a reply in two to four weeks.
- Be sure to request America First Credit Union as your lender. List our Federal ID number, 822373.
- Ask about the qualifications and application deadlines. Complete any additional applications your school's financial aid department may also require.
- After submitting an application, you'll receive a Student Aid Report (SAR). Double-check the details, and let your school's financial aid office know if there is any incorrect information.
- If approved, your loan check will be received by your school. You may also review the status of your student loan, including balance information online at www.uheaa.org .
- Always remember that a student loan is a serious financial commitment that has to be repaid. Never borrow more than you can handle.
Effective 7/1/2006 student loan rates changed to a fixed annual percentage rate (APR) of 6.8% for the life of the loan.
For questions about local college and university student loan requirements, please contact the financial aid office at the school you plan to attend. For other questions, please call our student loan representatives at (801) 827-8148, or toll free 1-800-999-3961 ext. 8148, or Utah Higher Education Assistance (UHEAA) at 1-877-336-7378.
