Personal Accounts and Services

Personal Services

Checking & Savings Products

From Free Checking to long term deposits. At America First we have the account that is right for you. We have Free Checking that includes Free Online Bill Pay. We have Money Market Accounts that provide access to your money. And we have term deposits that range from three months to five years.

Loan Products

Wherever you are in life, America First Credit Union has the loan to fit your needs. Whether you are purchasing a home, buying a car, or looking to get a Visa card with great rewards, America First has the loan that's right for you!

Visa Products

The Visa Products offered by America First give you the convenience you need, the low rates you want, and the freedom to choose. Whether you need a low rate credit card with rewards, a personalized Picture Perfect gift card, or a full service Visa Check Card; America First has the Visa product that is perfect for you.

Services

America First offers a wide range of services. From the convenience of our many Free Online Services to more than 28,000 Surcharge-Free Co-Op Network ATM's. And from Mobile Banking via your cell phone to the safety and convenience of Direct Deposit. You've come to the right place!

Find A Branch / ATM


Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 3.99%*
Auto Variable 5 years 3.74%*
RV Variable 12 years 5.50%
Rates Effective July 01, 2010

*Rate is available on 2007 and newer autos. As low as 4.49% for autos 2006 and older.

Mortgage Rates
Type Rate APR
15 Year Fixed 4.125% 4.2277%
30 Year Fixed 4.625% 4.6846%
Rates Effective July 30, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 10 Yrs 5.99%
Home Equity No Fee First Mortgage 80% LTV Fixed 5 Yrs 4.99%
Rates Effective July 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective July 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 0.90%
30-35 Months 1.10%
36-47 Months 1.25%
48-59 Months 1.50%
60 Months 2.50%
Rates Effective July 28, 2010

View More Rates