Free Checking

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It's your money. You should not have to pay to use it.

Checking at America First is truly free, pays you dividends, and comes with a complete selection of electronic services that never cost you a cent to use. And our accounts have several options so you can get one that just right for your needs.

  • Free Online Banking
  • Free Online Bill Pay
  • No monthly account fees
  • No low balance fees
  • Unlimited transactions
  • Customizable "Picture Perfect" debit card
  • Personalized Checks

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Savings Rates

Certificates Savings Checking
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 1.25%
30-35 Months 1.50%
36-47 Months 1.75%
48-59 Months 2.05%
60 Months 2.75%
Rates Effective March 10, 2010
Type APY
Share Savings 0.30%
Money Market
$0-$4,999.99		 0.30%
Money Market
$5,000.00-$9,999.99		 0.40%
Money Market
$10,000.00-$24,999.99		 0.50%
Money Market
$25,000.00-$49,999.99		 0.75%
Money Market
$50,000.00-$99,999.99		 0.80%
Money Market
$100,000.00-$249,999.99		 0.90%
Money Market
$250,000.00+		 1.00%
IRA Accumulator 0.80%
Rates Effective March 10, 2010
Type APY
Regular Checking 0.15%
Money Market Checking
$0-$1,999.99		 0.00%
Money Market Checking
$2,000.00-$9,999.99		 0.10%
Money Market Checking
$10,000.00-$24,999.99		 0.20%
Money Market Checking $25,000.00-$49,999.99 0.30%
Money Market Checking
$50,000.00-$99,999.99		 0.35%
Money Market Checking $100,000.00-$249,999.99 0.40%
Money Market Checking
$250,000.00+		 0.50%
Rates Effective March 10, 2010

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