Health Savings Account Overview

What is a Health Savings Account?

It is a tax-advantaged savings account which gives members with high-deductible insurance plans the ability to build a financial cushion for medical expenses they face for themselves and their families.

Personal Health Savings Account

Individuals and families could benefit from participating in an HSA program in many ways, including:

• No Use It or Lose It.
• Portability of assets.
• Payment of medical costs with pre-tax dollars.

Calculate individual savings and contributions.

For Employers and Businesses

Offer HSAs through a cafeteria plan and/or provide employer HSA contributions. Benefits include:

• Contributions are considered employer-provided coverage for medical expenses.
• Increased ability to attract and retain employees.
• Lower overall health insurance costs.
• Potential for additional employee benefits.

Calculate costs.

Why choose America First?

Individuals and families could benefit from participating in an HSA program in many ways, including:

• No Fees!
• Money Market Rates - View rates
• Flexibility - Choose Savings, Checking and/or Money Market Accounts
• Convenience - Account access at any AFCU branch and via Online Banking
• Checking Account Access - Pay your bills with personal checks or your Visa Check Card
• Service - The same great service you receive with your regular member account