IRA Overview

Traditional IRA

Traditional IRAs, also know as Regular IRAs, are ideal for those whose retirement is in the near future, as well as for those whose time is still several years away.

Roth IRA

A ROTH IRA may be for you if you'd prefer to pay taxes on your retirement income now instead of later.

IRA Certificate Account

Are you nearing retirement age and looking for an IRA with a higher divided rate? Look no further than Amarica First's IRA Certificate Account.

IRA Accumulator Account

Are you in the market for an IRA but don't have the $500 minimum deposit generally required for Certificate Accounts? If so, America First's IRA Accumulator may be for you.

IRA Rating


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Savings Rates

Type APY
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 0.90%
30-35 Months 1.10%
36-47 Months 1.25%
48-59 Months 1.50%
60 Months 2.50%
Rates Effective July 28, 2010
Type APY
Share Savings 0.25%
Money Market
$0-$4,999.99
0.25%
Money Market
$5,000.00-$9,999.99
0.35%
Money Market
$10,000.00-$24,999.99
0.45%
Money Market
$25,000.00-$49,999.99
0.50%
Money Market
$50,000.00-$99,999.99
0.60%
Money Market
$100,000.00-$249,999.99
0.70%
Money Market
$250,000.00+
0.75%
IRA Accumulator 0.60%
Rates Effective July 28, 2010
Type APY
Regular Checking 0.15%
Money Market Checking
$0-$1,999.99
0.00%
Money Market Checking
$2,000.00-$9,999.99
0.10%
Money Market Checking
$10,000.00-$24,999.99
0.20%
Money Market Checking $25,000.00-$49,999.99 0.30%
Money Market Checking
$50,000.00-$99,999.99
0.30%
Money Market Checking $100,000.00-$249,999.99 0.40%
Money Market Checking
$250,000.00+
0.40%
Rates Effective July 28, 2010

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