Traditional IRA

Traditional IRAs, also known as Regular IRAs, are ideal for those whose retirement is in the near future, as well as for those whose time is still several years away. When considering your retirement, plan smart and choose an America First Traditional IRA.

Take advantage of the Traditional IRA benefits:

• Earn tax-deferred, compound dividend on your money
• IRA certificates with competitive rates
• 2009 : Deposit up to $5000 of earned income per year or $10000 per year for couples, If you are age 50 or older, deposit up to $6000 or $12000 per year for couples
• Begin penalty-free withdrawals as early as age 59½
• Continue tax-deferred deposits as late as age 70½
• Take penalty-free early distributions for education or a first-time home purchase (you must still pay taxes on the money you withdraw)

* Penalties may apply for early withdrawal.