Share Savings

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Benefits

A Share Savings Account is part of every member's ownership in America First. It starts when you join, and you can deposit and withdraw money at any time. And as long as you maintain a $25 minimum balance, the account is always free and is included with every membership. Share Savings Accounts are:

  • Flexible - You can deposit and withdraw money any time
  • Accessible - You can manage your account online, over the phone, at ATMs, or inside a branch.

Eligibility

It might be easier than you think to join America First Credit Union. We have made it possible for you to be eligible for membership by meeting any of the following requirement:

  • Live, work (or regularly conduct business in), worship, volunteer, or attend school in Salt Lake County, Utah; or within a 12-mile radius of the Mesquite, Nevada U.S. Post Office.
  • Owners, employees, suppliers and their employees, or associated companies and their employees involved in the food industry, in Utah.
  • Employee, or member of a Select Employee Group (SEG) or of an affiliated association in Utah.
  • Member of the immediate family or household of an existing member or those eligible for membership.
  • Spouse of a person who died while within the field of membership.
  • Employee of America First Federal Credit Union or its subsidiary corporations.
  • Existing member of America First Federal Credit Union.
  • Live, work (or regularly conduct business in), worship, volunteer, or attend school in Utah County, or Juab County, Utah.
  • Live, work (or regularly conduct business in), worship, volunteer, or attend school in Clark County, Nevada.

View our Membership & Account Agreement.

Share Savings Rating


Find A Branch / ATM



Savings Rates

Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 0.90%
30-35 Months 1.10%
36-47 Months 1.25%
48-59 Months 1.50%
60 Months 2.50%
Rates Effective July 28, 2010
Type APY
Share Savings 0.25%
Money Market
$0-$4,999.99
0.25%
Money Market
$5,000.00-$9,999.99
0.35%
Money Market
$10,000.00-$24,999.99
0.45%
Money Market
$25,000.00-$49,999.99
0.50%
Money Market
$50,000.00-$99,999.99
0.60%
Money Market
$100,000.00-$249,999.99
0.70%
Money Market
$250,000.00+
0.75%
IRA Accumulator 0.60%
Rates Effective July 28, 2010
Type APY
Regular Checking 0.15%
Money Market Checking
$0-$1,999.99
0.00%
Money Market Checking
$2,000.00-$9,999.99
0.10%
Money Market Checking
$10,000.00-$24,999.99
0.20%
Money Market Checking $25,000.00-$49,999.99 0.30%
Money Market Checking
$50,000.00-$99,999.99
0.30%
Money Market Checking $100,000.00-$249,999.99 0.40%
Money Market Checking
$250,000.00+
0.40%
Rates Effective July 28, 2010

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