Home Loans

Ready to buy or refinance a home? It's a big decision. America First is the lender you can trust to help you find the mortgage that best fits your financial goals.

Mortgage


Home Equity Line of Credit


Home Equity Term


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Home Rates

Mortgage HE Govt Specialty
Mortgage Rates
Type Rate APR
10 Year Fixed 3.875% 4.0224%
15 Year Fixed 4.125% 4.2277%
20 Year Fixed 4.375% 4.4559%
30 Year Fixed 4.625% 4.6846%
Rates Effective July 30, 2010

Payment Example

Home Equity Rates
Type F/V Term Rate
100% Ideal Closed End Term Variable 15 Yrs 9.5%
100% Ideal Closed End Term Fixed 10 Yrs 9.5%
100% Ideal Line of Credit/Line Plus Variable N/A 9%
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Closed End Term Fixed 10 Yrs 5.99%
80% Standard Closed End Term Variable 15 Yrs 6.99%
80% Standard Closed End Term/Balloon Fixed 30 Yrs 7.25%
80% Standard Line of Credit/Line Plus Variable N/A 4.25%
Home Equity No Fee First Mortgage 80% LTV Fixed 5 Yrs 4.99%
Home Equity No Fee First Mortgage 80% LTV Fixed 10 Yrs 5.49%
Home Equity No Fee First Mortgage 80% LTV Variable 15 Yrs 6.25%
Home Equity No Fee First Mortgage 80%LTV/Balloon Fixed 30 Yrs 6.99%
Rates Effective July 01, 2010

Payment Example

Government Loan Rates
Type Rate APR
FHA 30-year 4.5% 4.7957%
Utah Housing FHA 4.75% 4.9728%
Utah Housing VA 4.75% 4.9728%
VA 30 year 4.5% 4.7421%
Rates Effective July 30, 2010

Payment Example

Specialty Loan Rates
Type Rate APR
Home Construction - Contractor Built 6% 12.7826%
Home Construction- Self Build 6.75% 13.6416%
Lot Loan- 10 Year ARM 6% 6.2653%
Lot Loan- 10 Year Fixed 7.25% 7.5194%
Lot Loan- 20/5YR ARM Balloon 6.5% 6.8003%
Lot Loan- 20/5YR Balloon Fixed 7.75% 8.0541%
Lot Loan- 30/5YR ARM Balloon 6.75% 7.0289%
Lot Loan- 30/5YR Balloon Fixed 8% 8.2953%
Rates Effective January 15, 2010

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