Mortgage Originators

In the unfamiliar and sometimes tricky world of mortgages, an America First Mortgage Loan Originator can be your guide. They know the language. They understand the terrain. They'll help you find the mortgage that's right for you.


Visit a mortgage loan originator near you:

Find A Branch / ATM


Home Rates

Mortgage HE Govt Specialty
Mortgage Rates
Type Rate APR
10 Year Fixed 4.125% 4.273%
15 Year Fixed 4.375% 4.4784%
20 Year Fixed 4.875% 4.9575%
30 Year Fixed 5.125% 5.1864%
Rates Effective March 12, 2010

Payment Example

Home Equity Rates
Type F/V Term Rate
100% Ideal Closed End Term Fixed 10 Yrs 9.5%
100% Ideal Closed End Term Variable 15 Yrs 9.5%
100% Ideal Closed End Term/Balloon Fixed 30 Yrs 9.5%
100% Ideal Line of Credit/Line Plus Variable N/A 9%
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Closed End Term Fixed 10 Yrs 6.49%
80% Standard Closed End Term Variable 15 Yrs 6.99%
80% Standard Closed End Term/Balloon Fixed 30 Yrs 7.25%
80% Standard Line of Credit/Line Plus Variable N/A 4.25%
Home Equity No Fee First Mortgage 80% LTV Fixed 5 Yrs 5.35%
Home Equity No Fee First Mortgage 80% LTV Fixed 10 Yrs 5.75%
Home Equity No Fee First Mortgage 80% LTV Variable 15 Yrs 6.25%
Home Equity No Fee First Mortgage 80%LTV/Balloon Fixed 30 Yrs 6.99%
Rates Effective March 01, 2010

Payment Example

Government Loan Rates
Type Rate APR
FHA 30-year 5.125% 5.4234%
Utah Housing FHA 4.83% 5.039%
Utah Housing VA 4.83% 5.0539%
VA 30 year 5.125% 5.3829%
Rates Effective March 12, 2010

Payment Example

Specialty Loan Rates
Type Rate APR
Home Construction - Contractor Built 6% 12.7826%
Home Construction- Self Build 6.75% 13.6416%
Lot Loan- 10 Year ARM 6% 6.2653%
Lot Loan- 10 Year Fixed 7.25% 7.5194%
Lot Loan- 20/5YR ARM Balloon 6.5% 6.8003%
Lot Loan- 20/5YR Balloon Fixed 7.75% 8.0541%
Lot Loan- 30/5YR ARM Balloon 6.75% 7.0289%
Lot Loan- 30/5YR Balloon Fixed 8% 8.2953%
Rates Effective January 15, 2010

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