Access Loans

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Life is full of surprises and you never know when one of those little surprises might spring up and put a kink in your financial plans. With Access loans, a payday lending alternative, you can easily get the money you need to tackle life's unexpected challenges. Fast, private, convenient and much cheaper than traditional payday lenders, Access loans can help you get the cash you need, when you need it.

Here's how Access loans work:

  • Instant approval and funding within minutes*
  • There are no credit checks
  • Your funds are deposited directly into your Checking Account
  • The payment will be automatically withdrawn from your account in 30 days
  • The cost to you is one of the lowest anywhere
  • With our Flexible Savings Programs, you can use a portion of your funds to start building your resources for the future.

Access loans are designed to provide short term solutions for short term cash flow problems.

Access Loan FAQs

For additional cash management solutions please consider the following alternatives:

Note: We have retained CUAccess LLC to service your loan. You authorize America First and Capital Finance to share information in connection with the application, processing, funding, servicing, repayment and collection of your loan.

*For applications submitted Monday through Friday 8:00 a.m. to 6:00 p.m. MST. For applications submitted after 6:00 p.m. during the weekend or holidays, approval and funding will occur on the next business day.

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Today's Rates

Type F/V Term APR
Auto Fixed 5 years 5.24%
Auto Variable 5 years 4.49%
RV Fixed 10 years 7.00%
Rates Effective November 01, 2009
Mortgage Rates
Type Rate APR
15 Year Fixed 4.375% 4.4784%
30 Year Fixed 5% 5.0609%
Rates Effective November 20, 2009

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.75%
Rates Effective November 01, 2009

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25%
classic no annual fee Variable 10.50%
classic low rate Variable 9.50%
classic cash back Variable 12.15%
Rates Effective November 01, 2009
Certificate Rates
Type APY
12 Month Flexible 1.25%
3-5 Months 0.75%
6-11 Months 1.05%
12-23 Months 1.35%
24-29 Months 1.60%
30-35 Months 1.85%
36-47 Months 2.10%
48-59 Months 2.35%
60 Months 3.10%
Rates Effective November 18, 2009

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