Personal Loans
Consolidation Loans
You can consolidate your high-interest loans into one, easy-to-manage, lower-interest loan at America First. We offer many consolidation options that can help you to simplify your debt and save you money in the process.
Here's an example of just how much a consolidation loan can save you:
Before Consolidation
| Balance | Rate | Payment | |
|---|---|---|---|
| Credit Card | $3,000 | 21% | $105 |
| Credit Card | $3,000 | 21% | $105 |
| Credit Card | $1,500 | 15% | $45 |
| Credit Card | $2,000 | 21% | $60 |
| TOTAL | $10,000 | $315 |
Total Interest Paid: $4,464
After Consolidation
| Balance | Rate | Payment | |
|---|---|---|---|
| Consumer Loan | $10,000 | 10% | $254 |
Total Interest Paid: $2,174
Total Savings**: $2,291
See how much a consolidation loan can save you by using our consolidation loan calculator or visit a branch to speak with a loan professional about which consolidation loan is best for you.
*Annual Percentage Rate, rate based on 740 fico score, actual rate may vary based on term and credit qualifications.
**Total savings based on $10,000 Personal Loan at a 48-month term. Rate and term for actual loan may vary based on credit qualifications and collateral offered.
Useful Info
America First Credit Union
PO Box 9199
Ogden, Utah 84409
1-800-999-3961
Routing & Transit Number:
324377516
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