Line of Credit

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With a Line of Credit from America First Credit Union, you can rest easy if you have an unexpected expense or experience a financial emergency. Your Line of Credit will cover charges beyond what you have available in Checking and help you avoid any costly overdraft fees. Some of the great benefits you will receive from an America First Line of Credit include:

  • Extra funds when you need them
  • Freedom from overdraft fees
  • Limit of up to $15,000
  • Low interest rates
  • Low monthly payments of $25 or 3.5% of your balance
  • Credit Life and Disability insurance available

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Personal Rates

Type F/V Term Rate
share secured Variable 10 Years 5.25%
share secured Fixed 5 Years 4.50%
personal Fixed 5 Years 12.00%
personal Variable 5 Years 11.00%
line of credit Variable Monthly Pmt. = 3.50% of balance 10.00%
certificate secured Fixed Term of Cert. Cert. Rate + 2.50%
Rates Effective November 01, 2009

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