Personal Loans

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Life's constant changes demand that you have financial flexibility, and there's no easier way to get that flexibility than from a Personal Loan from America First. With a solid credit score your Personal Loan from America First can be used for any expense and offer the following benefits:

  • Flexibility to use your loan for any expense - from vacations, to education, to special purchases.
  • Simplify your life and budget by consolidating bills and having a single payment.
  • Quick loan approval to help handle emergencies with ease.
  • Flexible terms available up to 60 months.
  • Save money with our low and competitive rates.
  • Fixed or Variable rate options.

With America First you can get an even lower interest rate on your personal loan when you secure your loan with your Share Savings Account or Certificate Account.

Personal Loans Rating


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Personal Rates

Type F/V Term Rate
share secured Fixed 5 Years 4.50%
share secured Variable 10 Years 5.25%
personal Fixed 5 Years 12.00%
personal Variable 5 Years 11.00%
line of credit Variable Monthly Pmt. = 3.50% of balance 10.00%
certificate secured Fixed Term of Cert. Cert. Rate + 2.50%
Rates Effective November 01, 2009

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