Share Secured Loans

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A Share Secured Loan from America First is a good idea if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. With a Share Secured Loan you borrow against your savings at America First and receive a low-rate loan, while still earning interest on your financial resources on deposit!

  • You can borrow up to 100% of the balance in your Share Savings Account.
  • No fees.
  • Fixed or variable options.
  • Flexible terms - up to 60 months on a fixed loan or up to 120 months on a variable loan.
  • Credit life and disability insurance available.

Share Secured Loans Rating


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Personal Rates

Type F/V Term Rate
share secured Fixed 5 Years 4.50%
share secured Variable 10 Years 5.25%
personal Variable 5 Years 11.00%
personal Fixed 5 Years 12.00%
line of credit Variable Monthly Pmt. = 3.50% of balance 10.00%
certificate secured Fixed Term of Cert. Cert. Rate + 2.50%
Rates Effective March 01, 2010

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