Student Loans

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Attention: America First is No Longer Offering Student Loans

Because of changes made to federal laws, America First Credit Union can no longer process and fund Student Loans, effective March 31, 2010. If you have a loan in process, you will still receive your funds from the Utah Higher Education Assistance Authority (UHEAA). This is the organization that will continue to take your payments and service your loan. You should experience no changes in this process. Your school's financial aid office should have sent you information about these federally mandated changes. If you have received a notice, please follow their instructions immediately. For additional questions, please contact UHEAA at 1-877-336-7378, or visit them online via www.uheaa.org.

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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 3.99%*
Auto Variable 5 years 3.74%*
RV Variable 12 years 5.50%
Rates Effective July 01, 2010

*Rate is available on 2007 and newer autos. As low as 4.49% for autos 2006 and older.

Mortgage Rates
Type Rate APR
15 Year Fixed 4.125% 4.2277%
30 Year Fixed 4.625% 4.6846%
Rates Effective July 30, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 10 Yrs 5.99%
Home Equity No Fee First Mortgage 80% LTV Fixed 5 Yrs 4.99%
Rates Effective July 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective July 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 0.90%
30-35 Months 1.10%
36-47 Months 1.25%
48-59 Months 1.50%
60 Months 2.50%
Rates Effective July 28, 2010

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Off to college with student loans