Auto Loans

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It may take lots of research, shopping and test drives to find the right car for you, but finding the best car loan is easy - it's right here online with America First.

Unlike a bank car loan, America First gets your personal car loan approved, or pre-approved, quickly so you can get on your way and start enjoying your new car.

Through America First you can:

  • Get instant online approval
  • Get quick financing at the dealership through our indirect lending program
  • Get a competitive fixed or variable rate
  • Choose from a variety of loan terms
  • Learn about a special finance car loan with 100% financing and no down payment needed
  • Get FREE auto insurance quotes
  • Earn the ability to lower your payment in the future if rates go down
Vehicle Values

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Vehicle Rates

Type F/V Term APR
new auto Variable 7 years 5.49%
new auto Fixed 7 years 6.24%
used auto Fixed 7 years 6.24%
used auto Variable 7 years 5.49%
new auto Variable 6 years 4.74%
new auto Fixed 6 years 5.49%
used auto Fixed 5 years 5.24%
used auto Variable 5 years 4.49%
Rates Effective November 01, 2009
Type F/V Term APR
used rv Variable 12 years 6.25%
motorcycle Fixed 10 years 7.00%
new rv Fixed 10 years 7.00%
used rv Fixed 10 years 7.00%
atv / small watercraft / snowmobile Fixed 7 years 7.24%
atv / small watercraft / snowmobile Variable 7 years 6.49%
motorcycle Fixed 7 years 7.24%
motorcycle Variable 7 years 6.49%
Rates Effective November 01, 2009

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Buying your first car