Speech Access Telephone Banking

SpeechAccess is telephone banking that connects you to your America First account anytime, anywhere ... just by using your voice.

As long as you're near a telephone, your finances are at hand. You can even apply for a loan and receive an instant decision, simply by giving us a call and answering a few questions asked by our automated system. Just say your account and personal identification (PIN) numbers, then start speaking. For example, say:

Transfer $30.00 from savings to my checking please.

Has check number 1-2-2 cleared?

What's the payoff balance of my Visa?

What's my last payroll deposit?

It's fast, it's easy, and it's guaranteed you'll never be put on hold. View our comprehensive list of shortcuts to learn more..

SpeechAccess is friendly and personable - you'll really feel like you are talking to a person. Call SpeechAccess today at one of the following numbers:

County Phone Number
Box Elder County (435) 734-3601
Weber County (801) 621-0372
Davis County (801) 621-0372
Salt Lake County (801) 533-8574
Utah County (801) 223-3901
Washington County (435) 688-3801
Mesquite, Nevada (702) 346-0351
Toll Free 1-800-288-7896

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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 5.24%
Auto Variable 5 years 4.49%
RV Fixed 10 years 7.00%
Rates Effective November 01, 2009
Mortgage Rates
Type Rate APR
15 Year Fixed 4.375% 4.4784%
30 Year Fixed 4.875% 4.9355%
Rates Effective November 20, 2009

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.75%
Rates Effective November 01, 2009

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25%
classic no annual fee Variable 10.50%
classic low rate Variable 9.50%
classic cash back Variable 12.15%
Rates Effective November 01, 2009
Certificate Rates
Type APY
12 Month Flexible 1.25%
3-5 Months 0.75%
6-11 Months 1.05%
12-23 Months 1.35%
24-29 Months 1.60%
30-35 Months 1.85%
36-47 Months 2.10%
48-59 Months 2.35%
60 Months 3.10%
Rates Effective November 18, 2009

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