Visa Gold

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The Visa Gold Card is a great card for those who look for the same simplicity, flexibility, and low interest rate that can be found in the Classic Card, but with greater purchasing power. With the Visa Gold Card you can get a higher credit limit (starting at $5,000) and can choose from these great options:

  • Cash Back with No Annual Fee
  • Low Rate ($15 Annual Fee)
  • No Annual Fee

Not sure which card to choose? Try our Credit Card Calculators!

When you choose Visa Gold, you enjoy these great benefits!

  • Personalized Design: Add your own picture to the card with Picture Perfect
  • Credit Life Insurance: Up to $10,000. Choose no annual fee, low rate, or cash back options.
  • A Higher Credit Limit: A minimum of $5000.
  • Auto Rental Insurance: Free coverage for any damage to a rental car when you pay with the Visa Gold card.
  • Travel Emergency Assistance: Get free services when you use the Visa Gold card, including medical or legal referrals and emergency ticket replacement.
  • Travel Accident Insurance: Free Accidental Death and Dismemberment coverage when you use the Visa Gold card to book your travel.
  • Extended Warranty Service: Doubles the repair period on anything you buy with the Visa Gold card.
  • Credit Life Insurance: Up to $10,000.

Current Cardholders:

  • Design your own Picture Perfect credit card complete with a personal picture that tells your story
  • Activate a new card: Call 800-562-1337 (24 hours, 7 days) from your home phone or 843-871-5095 from International locations
  • Report a lost or stolen card: Contact the Visa department at 800-999-3961
  • Increase your limit: Complete our online loan application
  • Ensure the use of your card before traveling: Contact the Visa department before traveling
  • Dispute a Visa purchase: Fax signed dispute forms to 801-827-8089 for processing

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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 5.24%
Auto Variable 5 years 4.49%
RV Fixed 10 years 7.00%
Rates Effective November 01, 2009
Mortgage Rates
Type Rate APR
15 Year Fixed 4.375% 4.4784%
30 Year Fixed 5% 5.0609%
Rates Effective November 20, 2009

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.75%
Rates Effective November 01, 2009

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25%
classic no annual fee Variable 10.50%
classic low rate Variable 9.50%
classic cash back Variable 12.15%
Rates Effective November 01, 2009
Certificate Rates
Type APY
12 Month Flexible 1.25%
3-5 Months 0.75%
6-11 Months 1.05%
12-23 Months 1.35%
24-29 Months 1.60%
30-35 Months 1.85%
36-47 Months 2.10%
48-59 Months 2.35%
60 Months 3.10%
Rates Effective November 18, 2009

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