Visa Platinum

Apply Now

Not a member yet?
Become a member today.


The Visa Platinum Card from America First is the credit card that REWARDS YOU every time you make a purchase. When you sign up for the Platinum card you can choose which type of reward you want:

  • Visa Rewards
    • Get one point for every dollar you spend.
    • Points can redeemed for travel, merchandise, gift cards, event tickets and more!
    • America First offers MILLIONS of reward options so you can find the reward that is perfect for you! Visit our online store to see the endless options!
  • Visa Cash Back
    • Get up to 1% cash back on your total yearly purchases.
    • Rebate is paid annually and is automatically deposited into your savings account!

Plus, with a high credit limit, an exceptionally low interest rate, and no annual fee; you get the purchasing power you need at terms that are more than affordable.

When you choose Visa Platinum, you'll also enjoy these great benefits:
  • Personalized Design: Add your own picture to your card with Picture Perfect.
  • Competitive Rates: Our low rates are some of the best you'll find.
  • No Annual Fees
  • Highest Credit Limit: $10,000 or more.
  • Extended Warranty Service: Doubles the repair period on anything you buy with the Visa Platinum card.
  • Auto Rental Insurance: Free coverage for any damage to a rental car when you pay with the Visa Platinum card.
  • Travel Emergency Assistance: Get free services when you use the Visa Platinum card, including medical or legal referrals and emergency ticket replacement.
  • Travel Accident Insurance: Free Accidental Death and Dismemberment coverage when you use the Visa Platinum card to book your travel.
  • Credit Life Insurance: Up to $10,000.
Information for Current Cardholders:
  • Call 1-800-999-3961 to switch to the Cash Back or Rewards option on your Visa Platinum card.
  • Activate a new card: Call 1-800-562-1337 (24 hours, 7 days) from your home phone or 843-871-5095 from International locations
  • Report a lost or stolen card: Contact the Visa department at 1-800-999-3961
  • Increase your limit: Complete our online loan application
  • Ensure the use of your card before traveling: Contact the Visa department before traveling
  • Dispute a Visa purchase: Fax signed dispute forms to 801-827-8089 for processing

Have more credit card questions? Check out our credit card calculators!

Visa Rating


Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Variable 7 years 5.24%
Auto Fixed 7 years 5.99%
RV Variable 7 years 5.74%
Rates Effective March 01, 2010
Mortgage Rates
Type Rate APR
15 Year Fixed 4.375% 4.4784%
30 Year Fixed 5.125% 5.1864%
Rates Effective March 12, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.25%
Rates Effective March 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective March 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 1.25%
30-35 Months 1.50%
36-47 Months 1.75%
48-59 Months 2.05%
60 Months 2.75%
Rates Effective March 10, 2010

View More Rates

Visa Rewards