Visa Debit Card Overview

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The Visa Products offered by America First give you the convenience you need, the low rates you want, and the freedom to choose. Whether you need a low rate credit card with rewards, a personalized Picture Perfect gift card, or a full service Visa Check Card; America First has the Visa product that is perfect for you.


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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 5.24%
Auto Variable 5 years 4.49%
RV Fixed 10 years 7.00%
Rates Effective November 01, 2009
Mortgage Rates
Type Rate APR
15 Year Fixed 4.375% 4.4784%
30 Year Fixed 5.125% 5.1864%
Rates Effective November 06, 2009

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 10 Yrs 6.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.75%
Rates Effective November 01, 2009

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25%
classic no annual fee Variable 10.50%
classic low rate Variable 9.50%
classic cash back Variable 12.15%
Rates Effective November 01, 2009
Certificate Rates
Type APY
12 Month Flexible 1.25%
3-5 Months 0.75%
6-11 Months 1.05%
12-23 Months 1.35%
24-29 Months 1.60%
30-35 Months 1.85%
36-47 Months 2.10%
48-59 Months 2.35%
60 Months 3.10%
Rates Effective November 04, 2009

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