Visa Check Card

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Your Checking Account is not complete without a Visa Check Card from America First. An America First Visa Check Card gives you unparalleled convenience, immediate acceptance at merchants worldwide, and the security of knowing that Visa is backing up your purchases. Your Visa Check Card is also extremely versatile, it can be used as:

  • A Credit Card
  • A Debit Card
  • An ATM Card

Purchases are drawn from your Checking account, but if you are low on funds, you can rely on the line of credit to back you up.

Plus you can personalize your card with your own image using Picture Perfect

Current Cardholders:

  • Activate a new card: Call 800-562-1337 (24 hours, 7 days) from your home phone or 843-871-5095 from International locations
  • Increase your limit: Complete our online loan application
  • Ensure the use of your card before traveling: Contact the Visa department before traveling
  • Dispute a Visa purchase: Fax signed dispute forms to 801-827-8089 for processing
  • Report a lost or stolen card: Contact the Visa department at 800-999-3961

Visa Check Card Rating


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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 7 years 5.99%
Auto Fixed 7 years 5.99%
RV Variable 7 years 5.74%
Rates Effective March 01, 2010
Mortgage Rates
Type Rate APR
15 Year Fixed 4.25% 4.3531%
30 Year Fixed 5% 5.0609%
Rates Effective March 10, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.25%
Rates Effective March 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective March 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 1.25%
30-35 Months 1.50%
36-47 Months 1.75%
48-59 Months 2.05%
60 Months 2.75%
Rates Effective March 10, 2010

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