Visa Gift Cards

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Not only can you give your friends and family something they'll really use - the ability to buy what they want, where they want to buy it - you can make the gift as memorable as the occasion by personalizing your gift card with any photo you choose.

The process is simple

  • Log in to Online Banking
  • Click on the Visa Gift Card link
  • Select your custom picture from our gallery or upload your own image
  • Preview the design and submit

Plus you'll enjoy these benefits of the America First Visa Gift Card:

  • Available for any amount between $20 and $750.
  • Accepted at any merchant displaying the Visa logo, including those that are just down the street, online, or even in another country.
  • Protected against loss or theft*.
  • Only $2.50 per card.
  • Gift envelope included with each purchase.
  • Used as easily as any Visa Credit or Check Card.

Visa Gift Cards are available online and at all America First branches.

Must be a member of America First to purchase Visa gift cards.

*Protection is available if cards are registered at www.atiracardmyaccount.com. There is a $5 fee deducted from refunded cards. These cards aren't meant to be used as substitutes for traveler's checks, as they cannot be shipped overseas if lost or stolen.

Visa Gift Cards Rating


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Today's Rates

Loans Mortgage Visa Savings
Type F/V Term APR
Auto Fixed 5 years 3.99%*
Auto Variable 5 years 3.74%*
RV Variable 12 years 5.50%
Rates Effective July 01, 2010

*Rate is available on 2007 and newer autos. As low as 4.49% for autos 2006 and older.

Mortgage Rates
Type Rate APR
15 Year Fixed 4.125% 4.2277%
30 Year Fixed 4.625% 4.6846%
Rates Effective July 30, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 10 Yrs 5.99%
Home Equity No Fee First Mortgage 80% LTV Fixed 5 Yrs 4.99%
Rates Effective July 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective July 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 0.90%
30-35 Months 1.10%
36-47 Months 1.25%
48-59 Months 1.50%
60 Months 2.50%
Rates Effective July 28, 2010

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