Picture Perfect

Not a member yet?
Become a member today.


Your purchases say a lot about your life. Shouldn't your Visa card?

With America First's Picture Perfect Visa, you can design your own credit, check, or gift card, complete with a personal picture that tells your story.

And you can create your personalized picture perfect card for FREE!

The process is simple, the options are many, and the result is uniquely you.

  1. Sign on to Online Banking and click on Personalize your Debit/Credit Card
  2. Select your custom card image from our gallery or upload one of your favorites
  3. Place and frame your image ... the way you like it ... on the face of the card
  4. Preview the design and submit

Plus you'll enjoy these benefits of the America First Visa:

  • The lowest possible rates
  • The most flexible terms
  • And free anytime, anywhere account access

It's the Picture Perfect Visa card by design ... yours!

  • Existing America First Visa Cardholders with a PIN use Online Banking to design your Picture Perfect Visa
  • Members requiring a PIN or Visa card call 1-866-224-2158 to request your PIN or apply for your Visa credit card today.
  • Or, apply for membership and your America First Visa card today

Find A Branch / ATM



Today's Rates

Type F/V Term APR
Auto Variable 7 years 5.24%
Auto Fixed 7 years 5.99%
RV Variable 7 years 5.74%
Rates Effective March 01, 2010
Mortgage Rates
Type Rate APR
15 Year Fixed 4.375% 4.4784%
30 Year Fixed 5.125% 5.1864%
Rates Effective March 12, 2010

Mortgage Payment Example

Home Equity Rates
Type F/V Term Rate
80% Standard Closed End Term Fixed 5 Yrs 5.49%
80% Standard Line of Credit/Line Plus Variable N/A 4.25%
Rates Effective March 01, 2010

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25% - 18.00%
classic low rate Variable 9.50% - 18.00%
classic no annual fee Variable 10.50% - 18.00%
classic cash back Variable 12.15% - 18.00%
Rates Effective March 01, 2010
Certificate Rates
Type APY
12 Month Flexible 0.65%
3-5 Months 0.25%
6-11 Months 0.40%
12-23 Months 0.75%
24-29 Months 1.25%
30-35 Months 1.50%
36-47 Months 1.75%
48-59 Months 2.05%
60 Months 2.75%
Rates Effective March 10, 2010

View More Rates