Home Equity Loan Rates

Rates and terms are accurate as of Sunday, November 01, 2009 and are subject to change.

The credit union may offer other rates and terms or amend the rates and terms contained in this schedule from time to time.

Loan Type Rate Type APR as low as Term Payment Example
100% Ideal Closed End Term Fixed 9.5% 10 Years Payment Example
100% Ideal Closed End Term Variable 9.5% 15 Years Payment Example
100% Ideal Closed End Term/Balloon Fixed 9.5% 30 Years Payment Example
100% Ideal Line of Credit/Line Plus Variable 9% N/A Payment Example
80% Standard Closed End Term Fixed 6.49% 10 Years Payment Example
80% Standard Closed End Term Fixed 5.49% 5 Years Payment Example
80% Standard Closed End Term Variable 6.99% 15 Years Payment Example
80% Standard Closed End Term/Balloon Fixed 7.25% 30 Years Payment Example
80% Standard Line of Credit/Line Plus Variable 4.75% N/A Payment Example
Home Equity No Fee First Mortgage 80% LTV Variable 6.25% 15 Years Payment Example
Home Equity No Fee First Mortgage 80% LTV Fixed 5.35% 5 Years Payment Example
Home Equity No Fee First Mortgage 80% LTV Fixed 5.75% 10 Years Payment Example
Home Equity No Fee First Mortgage 80%LTV/Balloon Fixed 6.99% 30 Years Payment Example

The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria.

Home Equity Loans and Lines of Credit have a maximum variable APR of 18% and require homeowners' insurance. A reconveyance fee may apply if reconveyed within 24 months.