Government Mortgage Rates

All rates effective Friday, July 30, 2010 12:00 AM

Loan Type Interest Rate Discount Points Origination Fee APR Payment Example
FHA 30-year 4.5% 0% 0.5000% 4.7957% Payment Example
Utah Housing FHA 4.75% 0% 0.5000% 4.9728% Payment Example
Utah Housing VA 4.75% 0% 0.5000% 4.9728% Payment Example
VA 30 year 4.5% 0% 0.5000% 4.7421% Payment Example

Want a lower rate? Use our Loan Consultant to view a personalized rate quote, as well as additional loan options.

Interest rates and annual percentage rates (APR) listed are the lowest offered and are based on approved credit. Rates may be higher according to an applicant's credit history and additional underwriting factors. Ask your loan originator what qualifications apply. All rates are subject to change without notice.

APR calculations are based on a $100,000 loan with an 80 percent loan-to-value ratio and 20 percent down payment. Monthly payments on this model would be $763.51 for a 8.50% fixed rate, 30-year loan.

Adjustable APR may increase or decrease after loan consummation.

Some local loan servicing restrictions may apply. Please ask for details.