Savings, Money Market & IRA Accumulator Rates
Rates and terms are accurate as of Wednesday, July 28, 2010 and are subject to change.
This Rate and Fee Schedule sets forth current conditions, rates, fees, and charges applicable to your Utah CD, IRA & Alternative Certificate Savings Rates :: American First Credit Union account(s) at America First Federal Credit Union. The credit union may offer other rates and fees or amend the rates and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth herein on this Rate and Fee Schedule and acknowledges that it is a part of the Membership & Account Agreement. Terms on Business Accounts may vary.
| Term2 | APY1 | Dividend Rate | Min. Opening Balance3 | Min. Earning Balance | Dividends Credited | Apply Online | |||
|---|---|---|---|---|---|---|---|---|---|
| 3-5 Months | 0.25% | 0.25% | $500.00 | $500.00 | Monthly | Regular Certificate | IRA Certificate | Dedicated Savings3 |  |
| 6-11 Months | 0.40% | 0.40% | $500.00 | $500.00 | Monthly | Regular Certificate | IRA Certificate | Dedicated Savings3 | |
| 12-23 Months | 0.75% | 0.75% | $500.00 | $500.00 | Monthly | Regular Certificate | IRA Certificate | Dedicated Savings3 | |
| 24-29 Months | 0.90% | 0.90% | $500.00 | $500.00 | Monthly | Regular Certificate | IRA Certificate | Dedicated Savings3 | |
| 30-35 Months | 1.10% | 1.09% | $500.00 | $500.00 | Monthly | Regular Certificate | IRA Certificate | Dedicated Savings3 | |
| 36-47 Months | 1.25% | 1.24% | $500.00 | $500.00 | Monthly | Regular Certificate | IRA Certificate | Dedicated Savings3 | |
| 48-59 Months | 1.50% | 1.49% | $500.00 | $500.00 | Monthly | Regular Certificate | IRA Certificate | Dedicated Savings3 | |
| 60 Months | 2.50% | 2.47% | $500.00 | $500.00 | Monthly | Regular Certificate | IRA Certificate | Dedicated Savings3 | |
| Flexible Certificate | 0.65% | 0.65% | $500.00 | $500.00 | Monthly | Flexible Certificate | |
||
Other Certificate Options
| Option | Details |
|---|---|
| Dedicated Savings | Available on all Regular, IRA Certificate, and Coverdell Education Savings Accounts. |
| Ladder Option | Available on all Regular, IRA, and Coverdell Education Savings Accounts, including bump rate certificates (minimum 2 certificates required). |
| Bump Option | Available on all Regular and IRA Certificate Accounts. Rate is typically less than regular certificate rate. |
You may make additional deposits of up to $10,000 each calendar month to your existing Dedicated Savings. Each account is limited to $100,000 in Dedicated Savings.
Early access option allows withdrawals without penalty after the first year. Withdrawals are limited to one each year, for up to 25% of the remaining principal.
- Annual Percentage Yield
- Click term title to calculate what your earnings might be.
- No minimum balance required for Dedicated Savings.
Useful Info
America First Credit Union
PO Box 9199
Ogden, Utah 84409
1-800-999-3961
Routing & Transit Number:
324377516
©2010 America First Credit Union, PO Box 9199, Ogden, Utah 84409, 1-800-999-3961. All Rights Reserved. America First Federal Credit Union does business as (DBA) America First Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. America First Credit Union respects your privacy. Please view our Privacy Policy.