Visa® Classic Cards
The Visa Classic credit card is an ideal first card because of its simplicity, flexibility, and low interest rate.
Is a credit card right for you? Our credit card calculators can help you decide.
When you choose Visa Classic, you enjoy these great benefits!
- Convenient Options: Choose no annual fee, low rate or cash back options.
- Travel Emergency Assistance: Get free services when you use the Visa Classic card, including medical or legal referrals and emergency ticket replacement.
- Auto Rental Insurance: Free coverage for any damage to a rental car when you pay with the Visa Classic card.
- Travel Accident Insurance: Free Accidental Death and Dismemberment coverage when you use the Visa Classic card to book your travel.
- Credit Life Insurance: You get free credit life insurance covering the balance of your card.
If you are a current America First Visa cardholder, you may:
- Design your own Picture Perfect credit card complete with a personal picture that tells your story
- Activate a new card: Call 800-562-1337 (24 hours, 7 days) from your home phone or 843-871-5095 from International locations
- Increase your limit: Complete our online loan application
- Ensure the use of your card before traveling: Contact the Visa department before traveling
- Dispute a Visa purchase: Fax signed dispute forms to 801-827-8089 for processing
- Report a lost or stolen card: Contact the Visa department at 800-999-3961



