Visa® Platinum Cards
Personalize your Visa using the option that best fits your needs
- Fixed Rate with Visa Rewards or Cash Back and a $15 Annual Fee.
- Fixed Rate with no annual fee
- Variable Rate with Visa Rewards or Cash Back and no annual fee.
Not sure which option to choose? Try our credit card calculators.
When you choose Visa Platinum, you enjoy these great benefits!
- Personalized Design: Add your own picture to your card with Picture Perfect.
- Competitive Rates: Our low rates are some of the best you'll find.
- Convenient Options: Choose Visa Rewards or Cash Back (up to 1%).
- Highest Credit Limit: $10,000 or more.
- Extended Warranty Service: Doubles the repair period on anything you buy with the Visa Platinum card.
- Auto Rental Insurance: Free coverage for any damage to a rental car when you pay with the Visa Platinum card.
- Travel Emergency Assistance: Get free services when you use the Visa Platinum card, including medical or legal referrals and emergency ticket replacement.
- Travel Accident Insurance: Free Accidental Death and Dismemberment coverage when you use the Visa Platinum card to book your travel.
- Credit Life Insurance: Up to $10,000.
Current cardholders:
- Call 1-800-999-3961 to switch to the Rewards or Cash Back option on your Visa Platinum card.
- Activate a new card: Call 800-562-1337 (24 hours, 7 days) from your home phone or 843-871-5095 from International locations
- Report a lost or stolen card: Contact the Visa department at 800-999-3961
- Increase your limit: Complete our online loan application
- Ensure the use of your card before traveling: Contact the Visa department before traveling
- Dispute a Visa purchase: Fax signed dispute forms to 801-827-8089 for processing



