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Today's Rates
APR as low as
5.74%
Auto Loans - 5 Year Fixed
Today's Rates
As low as
6.5%
Home - 30 Year Fixed
6.591% APR
Today's Rates
APR as low as
7.24%
Home Equity - 5 Yr Fixed
No Closing Costs Home Equity Loan 80% LTV

Become a Member

Become a member
Become part of the America First Credit Union financial family and enjoy all the benefits of America First Credit Union.

Apply for Loan

Apply for a Loan

America First has low-rate financing options for your complete financial needs.

Find Location

Find a Location

Use the location capabilities of your browser/device to find branches closest to your current location.

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Welcome to America First - member profile image - become a member

Our “why” is you — and has been since 1939.

Since America First Credit Union was founded in 1939, we’ve cared the most about your success, community, and family’s financial security. Because it’s not enough to simply be another credit union—we want to help you reach your financial goals and live the life you want.

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The Best Possible Refund

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Get an exclusive discount on TurboTax or H&R Block platforms.

    Process Transactions Faster with Clover

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    America First is pleased to announce a new partnership with Clover by Fiserv to offer a leading all-in-one business platform that combines point-of-sale services with a suite of accounting & operation tools.

      Earn a $5,000 Scholarship!

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      We’re awarding 10 scholarships to eligible students who embody the credit union philosophy of people helping people.

        Repossession Sales

        Reposession Sales
        Reposession Sales

        A repossessed vehicle could be the right option to get you on the road for less. Check out our selection.

        U of U Debit Card

        U of U Debit Card
        U of U Debit Card

        Are you a Utah fan who is up to snuff, never bluffs, and is game for any fuss? Now you can show your devotion to the Utes with our newest debit card.

        Member Advocacy

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        Become a Member Advocate for America First and preserve your family's ability to find and maintain financial well-being with credit union membership.

        Enhance Your Security

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        Take advantage of America First’s fraud prevention services & tools.

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        What our members are asking

        Managing your finances can feel overwhelming. Don’t worry, we’re here to help.

        Welcome to America First - member profile

        With soaring housing prices, becoming a homeowner can be more of a challenge. Let our financial experts discuss your best options. Call 1-866-224-2157 to speak with a mortgage representative.

        We offer fast financing for cars, trucks, vans, motorcycles, and more! We also offer repossessed vehicles at affordable prices. Learn more about America First Auto Loans here.

        There’s no better time to start saving than now. We offer a variety of investment and savings options to make sure your money is there when you need it. Start here.

        It’s your money, so it’s important to keep it in the hands of people you can fully trust. That’s why, at America First, we put measures in place to prevent fraud, identity theft, and more. Learn more about America First's account security here. 

        With today’s unsure economic climate, it’s increasingly important to have a nest egg. We have all the tools you need to help you get started. Start here. 

        Inflation can erode purchasing power. For example, a dollar today cannot buy the same amount of goods and services it could 20 years ago. It will continue to erode purchasing power in the future. Use this calculator to determine the impact inflation may have on your standard of living.

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        The America First App — banking right in your pocket

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        What our members are saying

        America First serves hundreds of individuals and families just like you. Listen to what they have to say.

        We're Here to Help You

        At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.