Read Important Holiday Closure Information

Holiday Information

To observe Labor Day, all America First branches will be closed on Monday, September 07, 2015. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience.

100% for Kids Education Foundation

Help America First Credit Union help our schools. We believe in the value of Utah education and we want to help out – with all of our efforts.

Join us in supporting the 100% for Kids Utah Credit Union Education Foundation.

Member Advocate Group

What is it?
Utah’s credit unions are working with Utah schools to provide assistance and resources directly to the classrooms ... where the children need it most. As the name mentions, 100 percent of all contributions benefits kids.

Why now?
The Utah public education system is experiencing a funding crisis, and credit unions and their members are always motivated to help any way we can.

How will it work?
Teachers and administrators will submit grant requests to the foundation for specific needs. These needs can range from paper supplies to a new computer system.

How can we help?
Your credit union and credit unions across the state will contribute to the fund, and you can, too. An America First account has been established for the foundation. Visit any of our branch locations or send us a message through Online Banking to make a contribution.

Today's Lowest Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective September 01, 2015
Mortgage Rates
Type Rate APR
15 Year Fixed 3% 3.0996%
30 Year Fixed 3.875% 3.932%
Rates Effective September 04, 2015

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs Home Equity Line 80% LTV Variable N/A 3.24%
Rates Effective September 01, 2015

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective September 01, 2015
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.10%
Rates Effective September 02, 2015

View rates & terms