Volunteer Positions

Members-Helping-Members through volunteer service.

America First Credit Union is committed to improving the communities in which we have a presence, and encouraging participation in volunteer activities is part of that important mission. Our employees and members freely give of their time and talents to many volunteer causes and organizations. Click on the link below for recently posted volunteer opportunities.

AFCU has a long standing history of utilizing volunteers to perform certain functions. This began with the use of field representatives in its early years and has evolved into our current Board of Directors, Loan Review Committee, and Supervisory Committee, all made up of member-volunteers.

The Board of Directors is comprised of eleven volunteers elected by the membership, each serving three-year terms. As a true democratic representative group -- each member, no matter the size of his or her deposit, has one vote -- the Board of Directors guides the credit union in implementing policy, setting our course, and making decisions regarding products and services that benefit the entire membership.

Elections are held each spring at the America First Annual Meeting in Ogden, Utah. For information regarding eligibility and elections procedures, please contact Joanne Schow at (801) 627-0900 in Weber County or (801) 966-5553 in Salt Lake County.

The Loan Review Committee is comprised of nine appointed individuals. These individuals are appointed by the Board of Directors. Seven committee members serve northern Utah and work out of the Operation Center in Riverdale. The other two work out of Salt Lake City Metro Branch. No previous lending experience is needed.

The primary mission of the Loan Review Committee is to review denied loans at the request of the applicant. Committee members work with the applicant to gather and verify pertinent data relating to the applicant's financial situation and work as a mid-level appeal committee for the Board of Directors.

The Supervisory Committee is established in accordance with federal regulations and is comprised of five individuals. These committee members are also appointed by the Board of Directors and are charged with the oversight of the audit process. This ensures the safety and soundness of our credit union assets. Previous audit experience is desirable but not required for Supervisory Committee positions.

For information regarding eligibility, please contact Joanne Schow at (801) 627-0900 in Weber County or (801) 966-5553 in Salt Lake County.

Today's Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective April 07, 2014
Mortgage Rates
Type Rate APR
15 Year Fixed 3.375% 3.4756%
30 Year Fixed 4.25% 4.3083%
Rates Effective April 16, 2014

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs First Mortgage 80% LTV Fixed 5 Yrs 3.24%
Rates Effective April 07, 2014

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective April 01, 2014
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.00%
Rates Effective April 16, 2014

View rates & terms