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It's tax season - America First's Routing Number is 324377516. Click here for details.
Credit unions were originated in mid-1800s Europe. Banks were reluctant to lend money to certain individuals or groups, and these underserved consumers pooled their resources and formed cooperatives.
Credit unions exist to serve the needs of their members. Credit unions educate members about sensible money management to help improve their financial condition. This service-oriented philosophy is the most significant benefit of credit union membership. Credit unions are organizations of people, not of money.
As part owners, members have the right to vote on decisions affecting the credit union. One member has one vote, no matter if his or her deposit is $1 or $25,000.
Key differences between credit unions and banks: