System Maintenance

Online Banking and Mobile Banking will be unavailable from 2:00 a.m. to 4:00 a.m. MDT on Sunday, August 28th for scheduled maintenance.

Disclosures

Disclosures

Business Membership & Account Agreement

America First Credit Union Business Membership & Account Agreement

E-Alerts Agreement & Disclosure

Electronic alerts ("e-Alerts") are automatic messages sent about your America First accounts. These alerts are delivered automatically to your e-mail address as certain conditions are met within your account. For example, you may choose to be notified when your balance drops below a selected dollar amount. Clicking the "I Agree" button confirms your agreement to the following terms and conditions of the e-Alerts service. We must receive your e-Alerts agreement before any alerts are established on your account.

Federal Deposit Insurance

The funds deposited in your America First Credit Union Accounts are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA).

Federal Government Regulation D

Regulation D (Reg D), a regulation imposed by the Federal Reserve Board on all financial institutions, sets limits on the number of monthly transfers and withdrawals that can occur for a Savings or Money Market Savings account.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending is available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any office regarding the locations where HMDA data may be inspected.

Membership & Account Agreement

America First Credit Union Membership & Account Agreement

Mobile Banking Service Agreement

This Mobile Banking Service Agreement, ("Agreement") is the contract which covers your and our rights and responsibilities concerning the Mobile Banking service ("Service") offered to you by America First Credit Union ("Credit Union").

Online Bill Pay

This Agreement is the contract which covers your and our rights and responsibilities concerning the Online Bill Payment Services offered to you by America First Credit Union ("Credit Union").

Remote Deposit Services Agreement

This Remote Deposit Services Agreement, ("Agreement") is the contract which covers your and our rights and responsibilities concerning the Remote Deposit services offered to you by America First Credit Union ("Credit Union").

Truth in Savings / Rate and Fee

This schedule sets forth conditions, rates, fees and charges applicable to member Savings, Checking, Certificate Accounts, Individual Retirement Accounts (IRAs), Coverdell Education Savings Accounts (CESAs), and Health Savings Accounts (HSAs) at America First Federal Credit Union

Visa Credit Card Terms and Agreement

This VISA Credit Card Agreement (Agreement) and the Account Disclosures accompanying this Agreement will govern your VISA Credit Card and account issued by America First Credit Union.

Visa Rewards Terms & Conditions

You may return most new, unopened items within 30 days of receipt for a full refund. There are some exceptions where returns are not allowed. We`ll also pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.).

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