Bump Certificate Accounts

Open a Bump Rate Certificate Account Today!

Bump-rate Certificate Accounts give you a one-time increase in your rate. You decide when to bump the rate and you can choose any of our terms (rates vary according to term).

Make the smart money move to a bump-rate Certificate Account and get the returns you deserve.

  • High yields
  • Low $500 minimum opening deposits
  • Terms from three months to five years
  • Automatic renewal options
  • Dividends can be paid into Savings, Checking, Money Market Savings, or reinvested in your Certificate
  • Insured up to $250,000 for each account

View our Rate & Fee Schedule

Term APY Dividend Rate Min. Opening Balance Min. Earning Balance
APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Rates and terms are accurate as of Wednesday, January 18, 2017 and are subject to change.
3-5 Months 0.50% 0.50% $500.00 $500.00
6-11 Months 0.75% 0.75% $500.00 $500.00
12-23 Months 1.25% 1.24% $500.00 $500.00
24-29 Months 1.50% 1.49% $500.00 $500.00
30-35 Months 1.60% 1.59% $500.00 $500.00
36-47 Months 1.75% 1.74% $500.00 $500.00
48-59 Months 2.00% 1.98% $500.00 $500.00
60 Months 2.55% 2.52% $500.00 $500.00

Saving is Essential

From putting aside funds for a rainy day to long-term investments, America First has the product for you, no matter your life stage.

What Members Are Saying About Our Bump Certificate Accounts

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