Columbus Day

To observe Columbus Day, all America First branches will be closed on Monday, October 12, 2015. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of dates we will be closed.

Regular Certificate Accounts

Open a Certificate Account Today!

We have low $500 minimum-deposit levels and you can count on the finest in quality member service from your credit union.

If you can leave your savings alone for a specific period of time, our Certificate Accounts are the right choice for you. They pay competitive rates and are simple to set up. And the money they earn can go straight to your Checking, Money Market Savings, or Share Savings Account-or you can just leave it there and watch your investment snowball.

  • High Yield
  • Low $500 minimum opening deposit
  • Terms ranging from three months to five years
  • Automatic renewal option
  • Dividends can be paid into Savings, Checking, Money Market Savings, or back into the Certificate Account
  • NCUA Insured up to $250,000
  • Ladder, Bump, Early Access, and Flexible Certificate options available
Term APY Dividend Rate Min. Opening Balance Min. Earning Balance
APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Rates and terms are accurate as of Wednesday, October 7, 2015 and are subject to change.
3-5 Months 0.15% 0.15% $500.00 $500.00
6-11 Months 0.25% 0.25% $500.00 $500.00
12-23 Months 0.50% 0.50% $500.00 $500.00
24-29 Months 0.75% 0.75% $500.00 $500.00
30-35 Months 0.85% 0.85% $500.00 $500.00
36-47 Months 1.00% 1.00% $500.00 $500.00
48-59 Months 1.25% 1.24% $500.00 $500.00
60 Months 2.30% 2.28% $500.00 $500.00

Earn More With a Certificate

Our Certificate Accounts have flexible terms, low minimum balances, and the finest in member service.

What Members Are Saying About Our Regular Certificate Accounts

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