If you're saving for a specific timeframe, our certificate accounts are the smart choice to help your finances grow. They’re simple to set up, have low minimum opening balances & offer competitive dividends.
The dividend you earn can go directly into your checking, money market, share savings—or you can roll it back into the certificate and watch your investment continue to increase exponentially.
Plus, if you already have an America First account, you can quickly & easily sign up by logging into online banking, selecting “settings”, choosing Additional Services, then clicking on Open a Certificate Account.
|Term||APY||Dividend Rate||Min. Opening Balance||Min. Earning Balance|
|APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. No minimum balance is required for Dedicated Savings. Flexible Certificates and Dedicated Savings allow additional deposits of up to $10,000 each calendar month. Each member is limited to $100,000 in any one or combination of Flexible Certificate accounts, and $100,000 in any one or combination of Dedicated Savings accounts. Rates and terms are accurate as of Wednesday,July 01,2020 and are subject to change.|
Our Certificate Accounts have flexible terms, low minimum balances, and the finest in member service.